Financial Fitness 101

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Across
  1. 3. rent or loan (two words)
  2. 5. plan for using the money you make (two words)
  3. 8. pay before taxes
  4. 9. savings for periodic annual expenses (two words)
  5. 10. things that are nice to have, but not necessary
Down
  1. 1. debt that is not backed by collateral
  2. 2. take home pay
  3. 4. part-time work such as Doordash or Task Rabbit
  4. 6. expenses that include rent, utilities, gas and groceries
  5. 7. essentials such as food, clothing and shelter