FINANCIAL LITERACY

2. A payment received for work completed, usually issued by an employer.
4. A number that reflects your creditworthiness based on credit history.
7. Money owed to someone else, typically with interest.
8. The possibility of losing money or not achieving expected returns on an investment.
11. A bank account that earns interest and is used for storing money over time.
12. A person who starts and runs a business.
15. A legal process for individuals or businesses that cannot repay their debts.
16. Specific objectives you want to achieve through financial planning and management.
20. Money spent on goods and services.
22. Making an unplanned purchase without thinking about whether it is needed.
23. imposed on individuals or entities based on their income or profit.
24. Money borrowed that must be repaid, usually with interest.

1. Money given regularly to a child, often for completing chores or as a gift.
3. A bank account used for everyday transactions, such as spending and paying bills.
5. The illegal use of someone else's personal information to commit fraud or other crimes.
6. A plan for managing money, including income and expenses.
9. A contract that provides financial protection against specified risks.
10. Money paid regularly at a particular rate for the use of borrowed money.
13. Money earned from working or investments.
14. A machine that allows people to withdraw or deposit money without going into a bank.
17. Interest calculated on the initial principal, which also includes all the accumulated interest of previous periods on a deposit or loan.
18. Borrowed money that you can use to purchase goods and services when you pay it back later.
19. Putting money into financial products with the expectation of achieving a profit.
21. Setting aside money for future needs or goals.