Financial Literacy

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Across
  1. 5. Money borrowed that must be paid back, often with interest.
  2. 6. When you take out more money from your account than you have, creating a negative balance.
  3. 10. A crime involving lying or tricking to get money or goods.
  4. 13. Money paid regularly at a set rate for borrowing money, or earned on savings.
  5. 16. Anything valuable that you own, like property, cash, or investments.
  6. 18. A legal process when a person or business cannot repay debts.
  7. 19. A plan for how you will spend and save your money.
  8. 20. Taking money out of a bank account.
  9. 21. Money taken out directly from your account to pay for something.
  10. 24. Money that you can borrow, with the promise to pay it back later.
  11. 25. Money added into a bank account.
  12. 26. Something you owe; a debt or financial obligation.
  13. 28. How easily an asset (like cash or investments) can be turned into money you can use.
  14. 29. Money spent to buy goods or services.
Down
  1. 1. To add interest onto both the original amount and the interest already earned or owed.
  2. 2. The original amount of money borrowed or invested, not including interest.
  3. 3. Failure to pay back a loan on time.
  4. 4. Any activity where money moves in or out of your account.
  5. 7. To sign the back of a check to approve its deposit or cashing.
  6. 8. A document showing all transactions on your account during a set time.
  7. 9. The difference between what you owe on something and what it is worth.
  8. 11. Total money earned by a business before expenses.
  9. 12. A special kind of loan used to buy a home or property. You pay it back slowly, usually over many years.
  10. 14. The system of money used in a particular country.
  11. 15. When prices for goods and services increase, making money less valuable.
  12. 16. A fixed amount of money paid to someone every year, often as retirement income.
  13. 17. A special type of loan used to buy property, paid back over many years.
  14. 22. The total amount of money in your account at a given time.
  15. 23. Something valuable you promise to give if you don’t repay a loan.
  16. 27. Money given by the government to reduce the cost of something for consumers.