Financial Literacy

3. Money that you owe
7. Helps older people pay for healthcare
9. Money that helps people pay for college
11. Putting money into things with the goal of making more money over time
12. Earning interest on money you save plus interest the bank already paid you
18. Helps pay for people who retired or can’t work anymore
20. Making a plan/tracking your money so you don’t spend more than you earn
21. Payments to people who own stocks as a reward for investing in them
22. Money saved up to stop working, usually at a much older age
23. Extra money earned or charged
24. A safety net to protect you from big, expensive costs
26. Money you take home after deductions
29. Money gifted to someone to pay for college, usually based on need
30. Money you pay the government to help pay for things like roads, schools, and emergency services

1. The period of time in which the company or government you loaned to pays you back
2. The total amount of money you earn before anything is taken out
3. Money taken out of your paycheck
4. amount of money paid in exchange for insurance coverage
5. Payment for a home loan
6. Borrowing money for things you can’t afford right away
8. Loans you give companies or the government that will be paid back over time, including interest
10. The amount of money you have to pay first before insurance starts helping
13. Tiny pieces of a company you can buy
14. Money you borrow to pay for something - has to be paid back
15. stands for Internal Revenue Service; government agency in charge of collecting taxes from people and businesses
16. A small percentage of what you owe or save
17. spending money you already have
19. A small amount of money paid every time you get a service
25. Money gifted to someone to pay for college, usually based on grades, sports, or other talents
27. The extra money you pay or earn when you borrow money or save money in a bank
28. A number that tells banks if you’re trustworthy with money