Financial Literacy

2. Credit A direct dollar-for-dollar discount on the actual taxes you owe.
3. Care Physician Your main doctor in an HMO who manages your care and gives referrals.
5. The national government agency responsible for collecting taxes and enforcing tax laws.
6. Coverage Optional auto insurance that pays to fix your car after hitting an object or vehicle.
8. An affordable health plan that limits your choices to a specific network of doctors.
9. Official permission from your primary doctor to see a specialist.
12. Enrollment The limited window of time once a year to choose or change your insurance.
13. The amount you must pay out-of-pocket before your insurance pays anything.
14. Cost Value An option that pays you the full cost to buy a brand-new item today.
16. Insurance Auto insurance required by law that pays for damage you cause to others.
17. Insurance A safety net that helps you pay for doctor visits and medical emergencies.
19. Deduction A discount that reduces your taxable income so you pay taxes on less money.
21. State A state where your own insurance pays for your injuries regardless of who caused the crash.

1. Insurance An affordable policy that protects your personal stuff inside a rented apartment.
3. Injury Protection No-fault car insurance that covers medical bills and lost wages for you.
4. The percentage of costs that you and your insurance share after the deductible.
5. Putting money into stocks or bonds to grow it, while risking potential loss.
6. Coverage Optional auto insurance that covers car damage from theft, weather, or animals.
7. The regular monthly or annual fee you pay to keep your insurance active.
10. A flexible health plan that lets you see any doctor without a referral.
11. Cash Value An option that pays you what your items are worth today, minus depreciation.
15. Maximum The absolute limit of what you will pay in a single year for care.
18. Return A formal set of documents you file to report income and calculate taxes.
20. Putting cash into safe bank accounts where you can access it at any time.
22. Withholding Money your employer automatically takes from your paycheck to pay your taxes.