Financial Literacy

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Across
  1. 3. An organization or person that lends money.
  2. 4. The act of taking money out of a bank account.
  3. 6. Total amount of money in a bank account.
  4. 8. An account that earns interest on the balance kept in it.
  5. 11. Money spent on living costs, services, or goods.
  6. 13. A unit of ownership interest in a corporation or financial asset.
  7. 15. Fixed-income instrument representing a loan made by an investor to a borrower, usually a corporation or government.
  8. 19. A contract in which an individual receives financial protection or reimbursement against losses from an insurance company.
  9. 20. Borrowed money or purchasing power granted by a lender with the agreement to pay it back later.
  10. 21. The rate at which the general level of prices for goods and services is rising.
  11. 22. Plan tracking expected income and expenses over time.
  12. 23. Total income earned before taxes and other deductions are taken out.
  13. 24. A security that represents ownership of a fraction of a corporate entity.
  14. 26. Money received from work, allowances, or investments.
  15. 27. A monetary charge for borrowing from a financial institution or person.
  16. 30. A specific type of loan used to buy real estate.
  17. 33. Using money to purchase an asset with the goal of generating profit or appreciation.
  18. 34. Income that is your take-home pay, money left over after taxes and deductions.
  19. 35. An investment fund or vehicle made up of a pool of money collected from many investors to purchase securities.
Down
  1. 1. Assets pledged by a borrower to secure a loan.
  2. 2. The original amount of money borrowed or invested, not including interest.
  3. 3. Borrowed money that is paid back with interest over a specific period of time.
  4. 5. A financial obligation or debt owed to someone else.
  5. 7. An account that allows for easy deposits and withdrawals.
  6. 9. Expenses that change from month to month.
  7. 10. The amount of expenses that must be paid out of pocket before an insurance policy will cover the rest.
  8. 12. A payment in which funds are sent from one account to another via digital methods.
  9. 14. A stock market in which prices are rising or expected to rise.
  10. 16. Expenses that remain the same every month.
  11. 17. Money owed to a bank, credit care company, or other lender.
  12. 18. Money added to a bank account.
  13. 22. A legal process for people or businesses unable to repay their outstanding debts.
  14. 25. Interest earned on both the principal and the accumulated interest from previous periods.
  15. 28. A mandatory financial charge imposed by a governmental organization upon an individual or propoerty.
  16. 29. The total value or worth of assets minus liabilities.
  17. 31. Any item of monetary value owned by an individual or company.
  18. 32. Failure to fulfill the obligations of a loan, such as missing payments.