Financial Literacy

123456789101112131415161718192021222324252627282930
Across
  1. 1. An IOU issued by a company, municipality, or the federal government in exchange for a loan from an investor that will be repaid with a set rate of return.
  2. 4. _______ Card: A card authorizing the holder to buy goods and services that can be paid for later.
  3. 5. The next best alternative given up when making a financial choice.
  4. 6. Money in the form of bills or coins.
  5. 8. The ideals that are important to you and your career choice
  6. 11. ________ Banking: An electronic way to view account activity and pay bills via the Internet and an institution’s website.
  7. 13. ___________ Institution: A business that provides money related services.
  8. 14. _____ monthly income (NMI): Amount of monthly income remaining after all deductions have been taken (sometimes referred to as take-home pay).
  9. 16. The economic condition of limited resources prevents people from having everything they want.
  10. 18. A standardized measurement of the potential to repay a debt.
  11. 22. Money received on a regular basis for work or through investments
  12. 24. A fee received or paid for the use of money.
  13. 25. A social insurance system that provides benefits to most Americans who are retired, sick, or too disabled to work, and to families of workers who have died
  14. 28. Making a purchase based on an immediate want or due to the pressure of advertising.
  15. 30. A record of a person’s financial information, including previous addresses, Social Security number, current and previous employers, estimated income, credit card accounts with amount owed and payment history, and loan information.
Down
  1. 2. Money paid out of pocket before insurance covers the remaining costs.
  2. 3. The amount of money originally invested.
  3. 7. Designed to offer liability protection and property coverage for theft and fire.
  4. 9. An interest-bearing account where people put money for future use.
  5. 10. To commit money to gain a profit or earn interest.
  6. 12. Money that is spent on goods, services, and bills.
  7. 15. The things you do well
  8. 17. A social insurance program that extends health coverage to almost all Americans age 65 and over
  9. 19. Required payments to a government
  10. 20. ________ Card: A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder’s bank account when a purchase is made.
  11. 21. A financial institution that offers personal loans,mortgages, and other services.
  12. 23. The amount paid for an insurance policy.
  13. 26. The possibility of financial loss or physical harm.
  14. 27. A record of income and spending and a plan for managing money.
  15. 28. A portion of one’s personal income paid to the government
  16. 29. _________ monthly income (GMI): Total amount of earnings made over a month before any deductions