Financial Literacy

1. Money that is set aside with the plan to not spend it for a long time
3. An amount that is borrowed to be paid back at a later date, usually with added interest.
6. An abbreviation that stands for Annual Percentage Rate. This is the interest rate charged on the balance of a credit card.
8. When money is taken out of a bank account
9. This is money that is put aside in case it is needed for an unexpected or unplanned event.
13. Refers to how much money an investor could potentially earn from an investment. Usually expressed as a percentage.
14. A record that details a person's credit history.
16. The money spent on something.
18. These are shares of ownership in a company. If the company grows in value, then the value of stock grows in value as well.

2. Any form of money, property, or services that you earn or receive.
4. Items that reduce the actual amount of taxes you need to pay.
5. A set amount of money earned per pay period. It is usually described as the amount of money made per year.
7. the fee someone pays to be able to borrow money.
10. A plan for how you will spend the money that you make or receive
11. A means of protection from financial loss.
12. When money is added into a bank account
15. A form of fraud. Identity thieves use another person's personal information in order to steal that person's money or gain access to other benefits.
17. In investing terms, the chance you take that an investment may or may not result in a return.