Financial Literacy - Banking

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Across
  1. 6. charges by financial institutions on customer for account maintenance, services, or penalties
  2. 9. using your money to acquire assets such as stocks, bonds or property aiming for their value to increase over time
  3. 10. a service or activity available on or performed using the internet, computer or mobile network
  4. 11. an account at bank or credit union that allows you to make deposits, pay bills and make withdrawals
  5. 13. in banking refers to joining a credit union, where depositors are not merely customers, but part-owners members
  6. 18. an account at a bank or credit union that pays you interest
  7. 20. a long-term actionable plan that aligns financial resources and technology to achieve financial goals
  8. 21. Specific, Measurable, Achievable, Relevant, Time-bound
  9. 22. withdrawal from one’s position or occupation of from active working life
  10. 23. to intensify making something bad worse or something good even better. When it relates to interest, when you earn interest on both your principal and the interest.
  11. 25. required payments of money to governments, which use the funds to provide public goods and services for the benefit of the community as a whole
  12. 26. an entry recording an amount owed
  13. 28. to remove, extract, or take out money or funds from an account
Down
  1. 1. a sum of money placed into a financial institution such as a checking or savings account
  2. 2. refers to assets that can be quickly and easily converted into cash without a significant loss in value
  3. 3. a plan that outlines what money you expect to receive and how you will save it or spend it within a given period of time
  4. 4. the management of money, assets and liabilities
  5. 5. any movement of money into or out of a bank account
  6. 7. an unplanned essential expense or event that has an urgent and unexpected financial cost
  7. 8. money available for transaction, savings, or investment
  8. 11. the ability of a customer to obtain goods or services before payment, based on trust that payment will be made in the future
  9. 12. a banking fee or increased interest rate charged to a consumer for violating a financial agreement
  10. 14. an individual’s or entity’s total net worth
  11. 15. when you withdraw or spend more money than is available in your checking account
  12. 16. a fee charged by a lender and paid by a borrower for the use of money, usually expressed as a percentage rate
  13. 17. resources owned or controlled by a financial institution that hold monetary value and generate income
  14. 19. the total amount of money available in an account
  15. 24. the subtraction of an amount from a total balance
  16. 27. a financial institution and business that accepts deposits, makes loans, and handles financial transactions