Financial Literacy Review

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Across
  1. 2. a person who is agrees to take responsibility for a person's debt if they can't repay it
  2. 6. a loan with an interest rate that is locked in for the life of the loan
  3. 9. Website designs intended to trick users into doing something they don't want to do
  4. 10. a loan that the interest adjusts monthly
  5. 14. a loan offered through a business that is lent at an extremely high APR
  6. 15. nonprofit financial institution that is owned by its members and organized for their benefit
  7. 17. person who is authorized to someone's credit card but isn't legally responsible for paying the bill
  8. 18. sum on money deposited INTO an account
  9. 21. Pay money made BEFORE deductions
  10. 22. the amount of money you have in you bank account
  11. 25. max. amount of coverage insurance will pay
  12. 26. Fear Of Missing Out
  13. 29. someone steals our personal information to commit fraud
  14. 30. a plan of expected income and how it will be used to meet the expected expenses over a period of time
Down
  1. 1. money that is put up front to pay for a good/service, the rest will come later
  2. 3. interest earning on interest
  3. 4. sum on money deducted FROM an account
  4. 5. Money you put into an account
  5. 7. illegal trick to get money from someone
  6. 8. subfield of economics that applies psychological insights into human behavior and to explain economic decision making
  7. 11. Pay money taken home AFTER deductions
  8. 12. Annual Percentage Rate; cost of borrowing money
  9. 13. fixed dollar amount what you pay each time you receive medical treatment
  10. 16. original amount loaned
  11. 19. automatic deposit from employer to employee
  12. 20. any items subtracted from your paycheck (taxes, 401k, Social Security, health insurance)
  13. 23. Automatic Teller Machine
  14. 24. amount of money you pay towards your losses before insurance starts to help
  15. 27. what you pay insurance every month to 'subscribe'
  16. 28. a slip that is used to tell the bank to pay someone