Financial Literacy Vocab

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Across
  1. 1. taking out more money than you have
  2. 3. The insurance that covers the items you own is called ___________ Insurance
  3. 6. The cost (stated as a percent) of borrowing money yearly is called…
  4. 8. A plan for how you will organize and spend your money is called a…
  5. 10. Interest earned on the balance including what was added through interest is...
  6. 14. An account to set aside money that pays you interest is a _________ account
  7. 17. When a check is invalid it is called a...
  8. 19. When a person uses a method for budgeting where every dollar has a place to go, they are probably using the _____________ method
Down
  1. 1. a check that has not been cashed out yet
  2. 2. A number based on your credit history is your…
  3. 4. The form used by schools to determine how much aid you will receive is called the…
  4. 5. A fund you set up in case you need money unexpectedly is called a __________ fund
  5. 7. The form sent by your employer which contains all of your financial information at that work place for the previous year
  6. 9. A certain amount of money taken off of your gross wage so that it is not taxed is called a…
  7. 11. A card that you can use which directly takes money from your account is a…
  8. 12. The form used while doing your taxes that will allow you to decide if you’re taking the standard deduction amount on Line 12 is the…
  9. 13. Federal, state, and local taxes on the amount of money you make is called an…
  10. 15. A person with zero connection with a bank is called...
  11. 16. A fee charged by a lender
  12. 18. An account that allows you to make withdrawals, and pay bills is called a _________ account