Economics crossword puzzle

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Across
  1. 3. money you receive from work or investments
  2. 5. by saving, we can pay for these type of events
  3. 7. by saving for college, we do this (4 words)
  4. 9. by saving, we can ______ how to spend our money
  5. 11. can be either a "want" or a "need"
  6. 12. what is leftover when you earn more money than you spend
Down
  1. 1. by saving, we can ________ items such as food and clothes.
  2. 2. the ability to reach the goals that make you feel happy and secure
  3. 4. a plan that includes how much money you earn and how much you spend
  4. 6. saving this improves financial well-being
  5. 8. food, clothes, and a home are examples
  6. 10. a cell phone, video games, and DVDs are examples