Financial Terms

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Across
  1. 3. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
  2. 4. a system of money in general use in a country
  3. 5. a specific goal that is attainable and realistic with a time limit and way to measure success
  4. 8. a number to determine credit worthiness – can range between 300-850
  5. 9. completely run out of money
  6. 10. giving to worthy causes to help others, will increase self-esteem and money management skills
  7. 11. expend money with the expectation of achieving a profit or material result by putting it into financial plans, shares, or property, or by using it to develop a commercial venture
  8. 13. enables the card holder to borrow funds from the institution
  9. 19. a statement that has information about your previous financial activity – used to determine a specific score
  10. 20. amount of money left after deducting allowances, taxes, insurance
  11. 23. the cost required for something, the money spent on something
  12. 25. remove or take away money from an account
  13. 26. pay off the smallest loan first then use the extra money to pay off the next smallest loan
  14. 28. does not build credit – you can only withdraw the amount of money that you have in the account
  15. 29. a repayment of a sum of money, typically to a dissatisfied customer.
  16. 30. the amount of money left over after all expenses have been paid
Down
  1. 1. an account where one sets aside money for another time or use and that earns interest.
  2. 2. a specialized computer that allows a person to check account balances, withdraw or deposit money, and print a statement of account activities or transactions
  3. 6. a written statement saying that money or goods have been received
  4. 7. consists of all wages, tips and salary before taxes are taken out
  5. 10. Membership owns the actual financial institution
  6. 12. the state of owing money
  7. 14. an account at a bank against which checks can be drawn by the account depositor.
  8. 15. keep and store up (something, especially money) for future use.
  9. 16. funds or the management of funds
  10. 17. a financial establishment that may be owned by small groups or shareholders of large corporations
  11. 18. take and use something that belongs to someone else with the intention of returning it - such as money
  12. 21. institution that exists virtually on the internet, offer the same services and insurance but there is almost no interaction with an actual person
  13. 22. knowing how much money is coming in and having a plan for how to spend it
  14. 24. money in coins or notes – not to include checks, money orders or credit
  15. 27. amount of money owed to the government