FLW 2026

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Across
  1. 2. Government support that reduces the effective interest burden on borrowers (10)
  2. 5. Method of converting data into coded form to prevent unauthorised access (10)
  3. 7. Severe natural event triggering special financial relief measures (8)
  4. 10. Fraud tactic where victims are coerced online by impersonating law-enforcement agencies (13)
  5. 12. Facility allowing withdrawal in excess of available account balance (9)
Down
  1. 1. Process of replacing sensitive payment data with non-sensitive substitutes (12)
  2. 3. Asset pledged to secure a loan against default risk (10)
  3. 4. Agricultural activity involving rearing of silkworms for silk production (11)
  4. 5. Paperless customer verification process using electronic authentication (4)
  5. 6. Credit facility designed to meet short-term agricultural working capital needs (3)
  6. 8. Temporary suspension of loan repayments granted during financial stress (10)
  7. 9. Distributed ledger technology ensuring transparency and immutability of records (10)
  8. 11. Fraud involving illegal capture of card data during transactions (8)
  9. 13. Unique identifier used to send and receive UPI payments (3)
  10. 14. Direct transfer of government benefits into beneficiary bank accounts (3)