For Julian

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Across
  1. 3. A shared pool of money for a specific purpose.
  2. 7. The person who rents out a property.
  3. 9. The person or thing that's protected by insurance.
  4. 11. Things not included in something.
  5. 12. costs The money needed to start something new.
  6. 14. services Programs that help people in a particular area.
Down
  1. 1. An Australian agency that provides payments and services to people.
  2. 2. report A document describing the condition of something.
  3. 4. The company that provides insurance.
  4. 5. Protection against possible financial loss.
  5. 6. Things that are included.
  6. 8. A way to buy something by paying in installments before getting it.
  7. 10. card A card that lets you spend money from your bank account.
  8. 13. A type of loan or investment.