Fourth-Quarter Puzzle

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Across
  1. 3. Do this by mail or in person November 3
  2. 5. Big family dinner on this day
  3. 6. They change color, then fall
  4. 11. Birthday celebration with gift-giving
  5. 12. Do ARC rules allow fall decorations?
  6. 13. Shop 'til you drop on ----- Friday
  7. 17. November's first Tuesday is ----- Day
  8. 18. Candy giveaway night
  9. 19. Inches of snow needed for plowing
  10. 21. Otherwise known as fall
  11. 22. Twelfth month
  12. 23. This storm season ends November 30
Down
  1. 1. Kwanzaa celebrates -----American culture
  2. 2. Begins on December 21
  3. 4. December 31 is New Year's ---
  4. 7. HOA contractor won't shovel your -----
  5. 8. Tenth month
  6. 9. The only flag allowed in Lake Ridge
  7. 10. We'll stop saving this on November 1
  8. 14. Hanukkah is the Jewish festival of -----
  9. 15. Italian who sailed for Spain
  10. 16. Eleventh month
  11. 20. Remove decorations 3 ---- after holidays
  12. 22. HOA contractor will plow your -----