Fun and enjoyment

1234567891011121314151617181920212223
Across
  1. 1. Some people are afraid of them
  2. 3. You eat it after a long nights walk
  3. 4. low monthly cost
  4. 7. Balance Transfer
  5. 10. fee can be waived with pc or freedom
  6. 12. Direct Deposit
  7. 13. thirsty for blood
  8. 16. higher dividend
  9. 18. Premium
  10. 20. Done around holiday
  11. 23. banking
Down
  1. 2. you go here in groups
  2. 5. You can carve it
  3. 6. Rides on a broom
  4. 8. people say this when they knock on the door
  5. 9. Required for an account
  6. 11. You can dress up in it
  7. 14. Some people are afraid of them
  8. 15. high in issues
  9. 17. Transfer from another institution
  10. 19. Bank to bank transfer
  11. 21. banking
  12. 22. Can be max amount of 1000