Gary riddle vocab crossword

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Across
  1. 3. denoting an original sum invested or lent.
  2. 4. A need is something that is necessary to live and function.
  3. 9. a spending plan based on income and expenses.
  4. 10. the cost you pay each year to borrow money, including fees, expressed as a percentage.
  5. 12. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
  6. 13. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  7. 16. to compare prices and quality of merchandise in (competing stores) to determine the best value.
  8. 18. a broker who buys and sells securities on a stock exchange on behalf of clients.
  9. 20. the act or process of diversifying; state of being diversifie
  10. 23. the failure to make required interest or principal repayments on a debt
  11. 25. the concept that a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim.
Down
  1. 1. (CD) a certificate issued by a bank to a person depositing money for a specified length of time.
  2. 2. The state of being completely lacking in a particular quality or value.
  3. 5. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies
  4. 6. a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.
  5. 7. the ability to borrow money with the promise that you'll repay it in the future, often with interest.
  6. 8. a measure of how likely you will default on your debt obligations according to a lender's assessment, or how worthy you are to receive new credit.
  7. 11. set aside money for savings before paying bills and making other purchases.
  8. 14. money received, especially on a regular basis, for work or through investments.
  9. 15. a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.
  10. 17. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
  11. 19. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
  12. 21. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
  13. 22. things you own that you can sell for money.
  14. 24. something one party owes another, typically money.