GEAR UP CROSSWORD

3. loan, borrowed money to pay for education expenses like tuition, books, and living costs
5. the state of being useful, profitable, or beneficial.
6. a sum of money given by a government or other organization for a particular purpose.
7. a document detailing the terms and conditions of a contract of insurance
9. the twelfth month of the year
10. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
12. aid, money, including grants, loans, scholarships, and work-study, given or lent to students to help pay for college
15. a deficit in a bank account caused by drawing more money than the account holds
18. the money one has saved, especially through a bank or investment plan
19. management, strategic process of handling your finances, involving budgeting, saving, investing, spending wisely, and managing debt to achieve financial goals

1. relating to a college program that enables students to work part-time while attending school.
2. a grant or payment made to support a student's education, awarded on the basis of academic or other achievement.
4. an estimate of income and expenditure for a set period of time.
8. score, three-digit number that lenders use to predict how likely you are to repay borrowed money
9. a specified amount of money that the insured must pay before an insurance company will pay a claim
11. happy and cheerful
13. a legal agreement by which a bank or other creditor lends money
14. Free Application for Federal Student Aid
16. a sum of money charged for teaching or instruction by a school, college, or university
17. a day of festivity or recreation when no work is done