GEM

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Across
  1. 1. Plan For The Future
  2. 5. Suggest
  3. 6. Guiding & Engaging Members
  4. 8. Turn That Frown Upside Down
  5. 10. Let Us Pay Them For You
  6. 11. Show Gratitude
  7. 12. ___________ The Clue
  8. 15. Get That Pay Right Away
  9. 17. Not A UFO But ___
  10. 18. Builds Credit
  11. 20. In The End
Down
  1. 2. Say Hello
  2. 3. Do It Again
  3. 4. On The Go
  4. 7. Deposit With A Picture
  5. 9. Address By
  6. 13. ________ Objections
  7. 14. _______ Indifference
  8. 16. Comes With A Membership
  9. 19. Protection