general 3

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Across
  1. 3. – Hidden valuable items (8 letters)
  2. 6. – Shiny gem found in oysters (5 letters)
  3. 8. – Lacking basic things (5 letters)
  4. 9. – Glowing pieces from a fire (6 letters)
  5. 11. – Tiny six-legged creature (6 letters)
  6. 14. – Old Norse explorer or warrior (6 letters)
  7. 15. – Worn to listen in private (10 letters)
  8. 16. – Belly button (5 letters)
  9. 17. – Fancy boat often used for leisure (5 letters)
  10. 18. – Water in the desert (5 letters)
  11. 19. – Written or drawn with a pen (5 letters)
  12. 20. – Tiny island (5 letters)
Down
  1. 1. – Not loud (5 letters)
  2. 2. – Light fabric used for wounds (5 letters)
  3. 4. – Light from Earth's satellite (9 letters)
  4. 5. – Upper parts of trees (8 letters)
  5. 7. – To say something is true (5 letters)
  6. 10. – A flower growing in nature, not planted (10 letters)
  7. 12. – Used to carry books or gear (8 letters)
  8. 13. – Striped African animal (5 letters)