Gloass cross

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Across
  1. 4. in a progressive tax system, as a person’s income increases the percentage that is paid in tax also increases
  2. 5. details the exact condition of a property when new tenants move in
  3. 7. expenses that are the same amount every time — for example, monthly rent, or a minimum charge of $40 per month for a mobile phone
  4. 12. a legal contract between a tenant and a landlord that allows the tenant to use the landlord’s property in return for rental payments. Once a lease is signed, it is a legally binding document
  5. 13. a high-cost, short-term and small amount loan. The borrower agrees to pay back the loan whenthey receive their next pay
  6. 15. an additional tax of 2% of income used to fund the Medicare system
  7. 16. one-off costs for setting up a new place to live or a business
  8. 17. services largely funded from within the community to provide something that is desirable but not profit making
  9. 20. a place of shelter which keeps a person safe and protects them from danger — for example, a youth refuge
  10. 22. the payment of an amount of money that covers a person or property in the event of loss, damage or accident so that the person does not suffer a severe financial setback
  11. 23. an official copy of your birth registration held by the NSW Registry of Births, Deaths and Marriages, including information such as name and place of birth
  12. 24. the company that is providing the insurance
  13. 25. costs those costs that keep on recurring such as rent, mortgage and electricity bills
Down
  1. 1. plastic card that allows you to buy goods by electronically transferring money out of your account into the store’s account. It can also be used to obtain cash
  2. 2. a period of time after a sale contract has been signed, during which the buyer can cancel the contract without receiving a penalty
  3. 3. a person who has agreed to work for a skilled person for a particular period of time and often for lower wages in order to gain knowledge and skills about a particular job — for example, an apprentice plumber
  4. 6. items that can be used to reduce your assessable income, thus reducing the amount of tax you pay
  5. 8. a card issued by the government to individuals or families which they can use to access free health care by a doctor and access free health care at a public hospital
  6. 9. a central fund of money that has been contributed by a group of people (e.g. flatmates).
  7. 10. the things that an insurance policy will not specifically cover
  8. 11. a list of income and likely expenditures centrelink the main federal government welfare agency. It provides financial assistance as well as counsellors and social workers to those in need
  9. 12. the person who owns the premises being rented
  10. 13. the amount of money to be paid to receive insurance cover
  11. 14. the person who is covered by the insurance policy
  12. 18. a loan from a financial institution such as a bank where something is held as security in case the loan is not repaid, e.g. a house
  13. 19. the things that an insurance policy covers
  14. 21. money that is lodged with the Rental Bond Board. It is used to cover any damages or cleaning costs if the rented premises are left in an unsatisfactory condition