Global Business

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Across
  1. 3. Additional money a bank may charge for getting cash or making deposits at their ATM if you do not belong to their bank.
  2. 6. The amount a job pays in a year.
  3. 9. A plastic card used to purchase goods or services. You receive a monthly bill, and you will pay interest on any balance you carry.
  4. 11. Someone who wants to take out a loan.
  5. 14. Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
  6. 15. Information such as Social Security number, current address, and bank accounts.
  7. 16. A unique user code used to access accounts and make transactions.
  8. 19. A bank account you take money out of by writing checks or using a debit card.
  9. 20. Information including credit card payments and outstanding balances.
  10. 21. Money borrowed from a financial institution.
  11. 22. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
  12. 25. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
  13. 27. A fixed payment, usually paid on a schedule, that does not vary depending on how little or how much you work.
  14. 28. background /Information such as job history and income.
  15. 30. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
Down
  1. 1. Money taken out of the checking account, or subtracted from the balance on the check register.
  2. 2. Anything that is purchased with the hope that it will be more valuable or worth more money at a future date.
  3. 4. A bank/institution that gives out loans.
  4. 5. A fee charged by a financial institution when you take out more money than is in your account.
  5. 7. The amount a person can expect to make in their lifetime in a specific career.
  6. 8. Training program for a specific career or trade (also called technical school).
  7. 9. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card. Good credit history = higher score. Late payments, high credit card balances, or owing a lot of money= low credit score.
  8. 10. Any withdrawal, deposit, or transfer made with your account.
  9. 12. The amount you still OWE on a bill, loan, or credit card.
  10. 13. The amount charged by a financial institution for the services they provide in managing the account.
  11. 17. The amount of money that is actually in your checking account.
  12. 18. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
  13. 23. Money added to the checking account, or added to the balance on the check register.
  14. 24. money awarded to students based on financial need that does not need to be repaid.
  15. 26. If you use your Bank of America card at a Chase Bank ATM.
  16. 29. programs Part time employment available to eligible students that provides money to help them finance the costs of college education.