Group 6 Project
Across
- 3. the linkage of property ownership that connects the present owner to the original source of title (three words)
- 5. the relationship between the amount of money a lender is willing to loan and the lender’s estimate of the market value of the property that will serve as security (three words)
- 7. regular equal payments for the life of the loan; each payment includes both interest and principal repayment (two words)
- 8. a complete historical summary of all recorded documents affecting the title of a property (three words)
- 9. money that accompanies an offer to purchase (three words)
- 13. what do you have to have at a public auction?
- 14. combines the interest rate with the other costs of the loan into a single figure (one word)
- 15. knowledge based on what one has seen, heard, read, or otherwise observed (two words)
- 17. a written agreement that, although it does not follow the form of a regular mortgage, is considered by the courts to be one (two words)
- 18. a formal declaration by a person that he/she, in fact did sign the document (one word)
- 21. any loan that has a final payment larger than any of the previous payments (two words)
- 22. used to permit the lender to demand the balance be paid in full immediately (two words)
- 23. a contract between a borrower and lender; also referred to as a real estate lien note (two words)
Down
- 1. another name for junior mortgage (two words)
- 2. A formal declaration by a person that they did in fact sign the document
- 4. a warranty deed with a reconveyance clause (title returned to borrower once loan is paid) (two words)
- 6. the linkage of property ownership that connect the present owner to the original source of title (three words)
- 10. the recording of every instrument (document) by which an estate, interest, or right in land is created, transferred, or encumbered (two words)
- 11. notice given by the public records and by visible possession (two words)
- 12. the amount of credit or principal provided to the borrower (two words)
- 16. Used to express the mutual intention to buy, sell, lease, develop, or invest (three words)
- 19. a three-party arrangement consisting of the borrower (the trustor), the lender (the beneficiary), and a neutral third party (a trustee); also known as a trust deed (three words)
- 20. promise to issue a title policy contingent on actions (two words)