GR/WOW Puzzler

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Across
  1. 2. one way to prove you work
  2. 3. a 442 completion invoice shows a payment for these dues
  3. 6. if you don’t have enough cash, you can rely on this for reserves
  4. 11. log, can’t find what you’re looking for – maybe they left a note here
  5. 12. who owns this place – they will find out
  6. 13. while paneling may be out of style, this type is powerful
  7. 16. you owe this and you must pay, unless you can omit
  8. 18. Returns, submit these to show proof of everything you made
  9. 20. when you just can’t pay - you may need this
  10. 21. steering, disclosure to ensure you’re heading in the right direction
  11. 22. if you are short on these - you can’t close
  12. 23. a loan product which requires a low down payment
  13. 24. Deposit, if your bank document shows an amount more than 50% of your income
Down
  1. 1. use this to make sure one doesn’t go in front of the other
  2. 4. it shows value and a whole lot of other stuff
  3. 5. you can get these from your family - but not your friends
  4. 7. insurance, unless it’s marked with an “X” you need this
  5. 8. converting your primary home into one of these could make it a good one
  6. 9. the 1003 transformation
  7. 10. insurance, always required when you just don’t have enough equity in the property
  8. 13. security, a number that identifies an individual
  9. 14. make sure your policy has coverage for this!
  10. 15. it, you own it - you have what you need – so do this
  11. 17. what we do with a prior loan on refinances
  12. 19. when an individual policy isn’t quite enough – you need this
  13. 20. to Close, you need a sufficient amount of these if you want to buy a house