GS Dec 2025

2. The "summer" season of a market cycle, characterized by growth.
6. The most accessible and effective form of exercise for retirees.
7. A crucial layer of security that sends a code to your phone upon login.
9. The type of inflation expected to be supported by a favourable farming season.
12. The country where Golden Sunset Pension Fund is based.
14. The art of carefully drawing down your pension savings in retirement.
15. The value of your pension is not just monetary, but also part of your employment ________.
17. The online platform that gives members 24/7 access to their pension accounts.
18. The type of equity market that was the "star-performer" for the Fund in 2025.
20. The committee responsible for formulating the Fund's investment policy.
22. The "winter" phase of the market, a normal part of its rhythm.
24. The total value of assets held for members, a key measure of a fund's size.
25. The type of income you will live on after finishing formal work.
26. The type of wealth that transcends money and embodies wisdom for the next generation.

1. The Board leader who signs the Chairman's Statement.
3. A method of debt repayment that focuses on clearing the smallest balances first.
4. The opposite of taking on new debt as you near retirement.
5. The primary goal of becoming debt-free before retirement.
8. The formal combining of multiple debts into a single loan.
10. The local currency which appreciated by 14.38% Year-to-Date.
11. A short, personal phrase that is more secure than a single word for account access.
13. The season of the market cycle that follows the peak.
16. The precious metal driving a significant portion of Zambia's economic growth.
19. A key principle for navigating market cycles without making emotional decisions.
21. The practice of spreading investments across different asset classes to manage risk.
23. The regulatory act, number 28 of 2022, that guides pension reforms.