Hailee's PFM Crossword Puzzle

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Across
  1. 2. Someone who hires people, owns businesses
  2. 6. The value of the next best alternative that must be forgone as a result of a decision
  3. 8. Money spent on something
  4. 9. Someone who works for someone else
  5. 10. Outlines the deductions made to wages
  6. 11. When income is less than expenses
  7. 12. Amount of money left once all deductions have been taken from the gross income
  8. 14. Includes rent or home and loan payments, property taxes, home insurance, and maintenance and repairs
  9. 15. A desire for something that we think will increase our quality of life
  10. 17. The portion of current income not spent on consumption
  11. 18. Something required to live
  12. 20. Saving money over time for a large purchase
Down
  1. 1. Income earned before any deductions
  2. 3. A person who relies on someone else for financial support
  3. 4. Money received
  4. 5. A fundamental belief or practice about what is desirable, worthwhile, and important to a person
  5. 7. Total tax bill
  6. 11. When income is greater than expenses
  7. 13. A payment applied to the balance of a loan, used when purchasing houses
  8. 16. Giving up one thing for another
  9. 19. A financial product that transfers risk from an individual to an insurance company or organization