Happy Earmuffs Day!

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Across
  1. 3. The termination of an insurance policy before its expiration date.
  2. 7. Recurring premium payments made every month.
  3. 8. A freshly issued insurance policy for a first-time customer.
  4. 9. The company we proudly work for!
  5. 11. The document we receive from brokers finalizing and completing insurance transaction to process.
  6. 12. A change or addition to an insurance policy that alters its coverage.
  7. 13. A charge applied to cover administrative costs in insurance processing.
  8. 15. The dedicated team that process insurance transactions and ensures everything runs smoothly aka the Best Team
Down
  1. 1. A type of insurance sales channel where policies are sold without intermediaries.
  2. 2. Insurance policies or premiums that are paid once a year.
  3. 4. The total amount paid by a business for its insurance coverage.
  4. 5. The process of extending or continuing an existing insurance policy.
  5. 6. Professionals who act as intermediaries between clients and insurers.
  6. 10. The system we use to process insurance coverages efficiently.
  7. 14. Where policies or transactions requiring further review are stored.