Health and Disability Income Insurance

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Across
  1. 3. A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
  2. 4. A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining expenses.
  3. 5. Provides benefits for doctors' fees for nonsurgical car, X-rays, and lab tests.
  4. 8. Hospital expense insurance, surgical expense insurance, and physician expense insurance.
  5. 9. Pays part or all of hospital bills for room, board, and other charges.
  6. 11. Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
  7. 14. An independent membership corporation that provides protection against the cost of surgical and medical care.
  8. 15. Provides payments to replace income when an insured person is unable to work.
Down
  1. 1. An independent membership corporation that provides protection against the cost of hospital care.
  2. 2. A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
  3. 6. Pays part or all of the surgeon's fees for an operation.
  4. 7. A provision under which both the insured and the insurer share the covered losses
  5. 10. Provides day-in, day-out care for long-term illness or disability.
  6. 11. Prepaid health plans that provide comprehensive health care to members.
  7. 12. A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
  8. 13. A network of selected contracted, participating providers; Also called an HMO-PPO hybrid or Open-ended HMO.
  9. 15. An amount the insured must pay before benefits become payable by the insurance company.