Health and Finance

1234567
Across
  1. 1. Any insurer and/or organization holding an insurance policy; the entity responsible for making payments on behalf of the plan, and receiving premium payments.
  2. 4. Any member of the family (usually a spouse or children) covered under the primary insurance holder’s plan.
  3. 6. The process by which individuals or groups sign up for health insurance and receive coverage.
  4. 7. Anyone considered unlikely to fall ill or become injured; generally, the younger and/or healthier segment of the population who consumes much less healthcare services, and is unlikely to utilize their health insurance.
Down
  1. 1. The share of an allowable charge paid by the insured patient; generally expressed as a percentage of the cost of a given treatment or service.
  2. 2. Anyone considered more likely to become sick or injured, and to require healthcare services/to utilize health insurance.
  3. 3. The total dollar amount an insurance plan may require a patient to pay out-of-pocket before their coverage plan kicks in and makes payments for claims.
  4. 5. This is the amount of money paid by an employee and/or their employer each month in exchange for insurance coverage.