Health, Disability, and Life Insurance

1. approval from the plan before receiving certain procedures and treatments
5. provides basic lifetime protection so long as premiums are paid
7. insurance that provides protection against financial loss due to illness or injury
9. insurance that helps manage the risks that occur when an insured has cancer
10. insurance that protects dependents from loss of income and helps pay expenses after the death of the insured person
12. additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
14. insurance that covers the costs of serious illnesses and injuries as well as high-cost procedures
15. medical service that is not covered in an insurance plan
17. insurance that pays the face value of the policy to beneficiaries if the insured dies before endowment period ends

2. insurance that covers prescriptions, hospital trays, and impatient tests
3. tax-advantage savings account available to people enrolled in qualified high-deductible health plans
4. provides protections only for a specific period of time
6. health care plan that pays for covered medical services after treatment is provided, usually on a fee-for-service basis
8. insurance that covers a specified dental services
11. flat fee the patient must pay for medical services
13. pays a portion of income to a worker who is unable to work for a prolonged period because of illness or injury
16. person or organization named by a policy holder to receive the death benefit of an insurance policy after the policyholder's death