Health Insurance Basics

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Across
  1. 2. These plans allow you to use any doctor, hospital or specialist you choose and submit a claim to your insurance company for
  2. 6. expenses on a tax-free basis
  3. 8. level of care is needed.
  4. 10. type of medical savings account that allows you to save money to pay for current and future
  5. 11. The amount paid by you or your employer, in addition to copayments, coinsurance and deductibles, in exchange for insurance
  6. 12. A health problem that existed before the date your insurance coverage became effective.
  7. 16. The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts
  8. 17. A way of sharing medical costs
  9. 18. The amount you are required to pay for medical care in certain types of health plans after you have met your deductible.
Down
  1. 1. mammograms.
  2. 3. Specific conditions or circumstances for which the policy will not provide benefits.
  3. 4. A health insurance plan that combines elements of an HMO and PPO.
  4. 5. A primary care physician monitors your health, diagnoses and treats minor health problems, and refers you to specialists if
  5. 6. The way a healthcare system manages its costs and the use of its resources.
  6. 7. Services designed to keep patients healthy, including check-ups, well baby care and adult care, immunizations, Pap smears
  7. 9. The maximum amount of money you will be required to pay each year for deductibles, coinsurance and copayments.
  8. 13. A health insurance plan that allows you to see any doctor at any time
  9. 14. of covered medical expenses
  10. 15. A health insurance plan that allows you to pay a monthly or quarterly premium in exchange for healthcare services(HealthMaintenanceOrganization)