Health Insurance Basics

3. The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
4. A federal health insurance program for people 65 and older and certain younger people with disabilities.
8. The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.
9. The health care items or services covered under a health insurance plan.
11. The amount you pay for covered health care services before your insurance plan starts to pay.
13. A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered.
14. Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities.

1. A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction.
2. Approval from a health plan that may be required before you get a service or fill a prescription in order for the service or prescription to be covered by your plan.
5. A fixed amount ($20, for example) you pay for a covered health care service.
6. A request for your health insurance company to review a decision that denies a benefit or payment.
7. The amount you pay for your health insurance every month.
10. A physician who focuses on a specific area of medicine.
12. A federal law that may allow you to temporarily keep health coverage after your employment ends, you lose coverage as a dependent of the covered employee, or another qualifying event.