Health Insurance Terms

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Across
  1. 3. The amount you pay every month for your health insurance is called the ______________.
  2. 6. Spending Account, A(n) ___________________ allows you to save money tax-free for medical expenses, but you must use the funds by the end of the year.
  3. 9. of Benefits The document sent by your health insurance company explaining what was covered and what you owe is called an ___________________.
  4. 13. Conditions or services that your insurance policy doesn’t cover are called _____________.
  5. 15. If your insurance covers 80% of the bill and you pay the remaining 20%, this is called ___________________.
  6. 16. __________________ is a federal health insurance program for people aged 65 and older or people with certain disabilities.
  7. 18. maximum, The most you will have to pay out of pocket in a year for covered services is called the ___________________.
Down
  1. 1. The amount you must pay for health services before your insurance kicks in is the ___________________.
  2. 2. A __________________ is a person covered under your health insurance plan, often a child or spouse.
  3. 3. condition, A health condition you had before your insurance coverage starts is known as a _____________________.
  4. 4. A fixed amount you pay for a specific service, like a doctor's visit, is known as a ___________________.
  5. 5. A _________________ is a request for payment that you or your health care provider submits to your health insurance company.
  6. 6. The list of prescription drugs covered by an insurance plan is called a _________________.
  7. 7. Savings Account, A(n) ___________________ is a tax-advantaged account available to people with high-deductible health plans to save for medical expenses.
  8. 8. A government insurance program for low-income individuals and families is called ___________________.
  9. 10. ________________ is a more flexible insurance plan that allows you to see doctors both inside and outside of the network, but at a higher cost.
  10. 11. A group of doctors and hospitals that agree to provide services to health insurance members for a lower rate is called a ___________________.
  11. 12. If you visit a doctor who is not part of your health plan’s network, the doctor is considered __________________.
  12. 14. enrollment, The time period when you can sign up for or change your health insurance plan is called __________________.
  13. 17. A health insurance plan that requires you to use doctors within a specific network and get referrals from your primary care physician to see specialists is known as a(n) __________________.