Homeowners Insurance Crossword

5. insurance policies cover losses if a land title is not free and clear of defects that were not known when the title insurance was written.
8. insurance helps professionals, such as doctors, financially protect their assets in the event of a lawsuit.
10. insurance helps policyholders cope with major disasters such as fires, hurricanes, or tornadoes as well as minor mishaps, like theft or a fallen tree.
11. insurance covers physical structures and possessions in the event of an unexpected or catastrophic event, including the costs of repairing or rebuilding the house and replacing the possessions inside it.
12. occurs when someone fails to take proper care and someone else is harmed.

1. means legal responsibility.
2. coverage is applied after liability limits from other insurance policies are reached.
3. insurance covers only the personal possessions of a person living in a rental property.
4. insurance is a type of insurance policy that covers property that is easily movable and provides additional coverage over what normal insurance policies do not.
6. cost and type of home are items that will determine the amount of insurance needed and the premium paid.
7. insurance that pays for property damage caused by an earthquake is available as a separate policy.
9. is a legal agreement between a home buyer and a financial institution to borrow the money to purchase a home using the title to the house as security.