HPM 350 Exam 1

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Across
  1. 2. The purpose of this is to protect us from unexpected loss by sharing the costs and risk over a large group of people.
  2. 5. In 2020, total health expenditures were about ___________dollars.
  3. 8. This phenomenon focuses on how people with (good) insurance are more likely to take risk/ greater risks because the insurance company will bear the costs
  4. 10. People that have health insurance but are still unable to bear the large costs of healthcare are called___________.
  5. 14. Anesthesiologist involement with colonoscopies is an effect of the ______ ______ of providers. This leads to increased costs.
  6. 15. All organizations, people, and actions whose primary intent is to promote, restore, or maintain health
  7. 18. A problem that persists since the ACA only required employers to offer afforable health insurance for their individual workers.
  8. 19. This aspect of a health system is assesed with the dimensions of access, cost, quality, healthy lives, and equity
  9. 20. Holds the idea that there are inherent trade-offs in health policy and we cannot have quality, affordable, and accessible healthcare at once.
  10. 22. The health insurance plan that will not cover any out of network healthcare costs outside of emergencies and requires you to designate a Primary Care Provider.
  11. 23. A specialized health plan that features a very high deductible and low premiums. If a person has not met their deductible, this health plan will not cover any healthcare costs from anything other than preventative services.
Down
  1. 1. An example of how the change in mix of services had led to a cost increase
  2. 3. A provision of the ACA that required people to have health insurance of pay a tax penalty.
  3. 4. Total health expenditures are projected to reach nearly $__________ by 2027.
  4. 6. In 2020, per capita (per person) health spending was about $_______.
  5. 7. This phenomenon focuses on the idea that the decision to obtain high quality insurance is typically made by people who expect to need/use that insurance.
  6. 9. a phenomenon on how society tends to define health problems because of failures of biology, hygiene, and behavior instead of looking at deficiencies is basic necessities
  7. 11. Refers to a succession of medical services that are often fueled by the desire to avoid even the smallest risk of a serious condition.
  8. 12. People that aren't eligible for Medicaid and too poor to be eligible for subsidies to get health insurance fall under the ___________.
  9. 13. The health insurance plan that will still pay for a portion out of network costs, but the out of pocket cost will be higher than if they had gone to an in network provider.
  10. 16. A ______ share of the population incurs most of the health spending. This holds true for self-reported health and older adults.
  11. 17. The current performance of the US healthcare system on a global scale
  12. 21. Health spending accounted for nearly ____ of the US economy in 2020.