I-Que

1234567891011121314151617181920212223242526272829
Across
  1. 1. A rating law that allows insurers to use rates without having them to file with regulators.
  2. 4. Type of Insurance that also covers damages due to Livestock.
  3. 7. One of the important units in rate making.
  4. 8. Premium that corresponds to the time period remaining on the policy.
  5. 9. This insurance is mainly a liability coverage of an individual or organization for negligent acts or omissions.
  6. 13. An advisory and a rating organization for the P&C insurance, formed in 1971.
  7. 14. Rates that are applied to all insureds falling under same rating category.
  8. 15. U.S. standard setting and regulatory support organization created and governed by the chief insurance regulators from states and territories.
  9. 17. Potential event or factor that can cause a loss
  10. 19. Type of Insurance to indemnify Insured against dishonest acts by their employees.
  11. 20. A Lender who has legal interest in your property.
  12. 21. An expert who does product pricing.
  13. 22. Rating that involves considering actual losses in the past policy periods.
  14. 27. A right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.
  15. 28. One of the types of Reinsurance.
  16. 29. Fixtures attached to a real estate is a ___ property.
Down
  1. 2. ___ in Insurance, compensates the beneficiaries of the policies for their actual economic losses.
  2. 3. Someone who acts on behalf of Insured and recommends policies to them.
  3. 5. One of the types of Hazards
  4. 6. An amount the insured has to pay as part of a claim whenever it arises.
  5. 10. Insurance company owned by its stock holders.
  6. 11. Law of large numbers is also known as Law of
  7. 12. Type of Rating law that needs prior approval in case the rates exceed certain thresholds.
  8. 14. Someone who raises claims is also known as.
  9. 16. Sharing one risk amongst multiple insurance companies.
  10. 18. A person who receives payment of amount of insurance after death of insured.
  11. 23. A type of rating is used to develop premiums for unique exposures for which no established rates are available.
  12. 24. One of the 4 risk mitigation strategies.
  13. 25. An wholly owned subsidiary of larger firm that is tasked with writing Insurance for the parent.
  14. 26. A type of Insurer. Also an AC Brand.