Iceley James

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Across
  1. 4. / the state of being free from illness or injury
  2. 7. endorsement / underlying insurance is a problem because the non concurrent policy terms make it possible for a loss under an underlying policy's annual aggregate limit to use up part of the limit
  3. 9. / an insurance agent who investigates personal or property damage and makes estimates for effecting settlements
  4. 10. / a person who evaluates the quality of a person or thing
  5. 11. holder / a person or group in whose name an insurance policy is held
  6. 13. / a person who derives advantage from something, especially a trust, will, or life insurance policy
  7. 16. party insurance / a form of liability insurance purchased by an insured (first party) from an insurer (second party) for protection against the claims of another
  8. 18. / an amount to be paid for an insurance policy
  9. 19. / an instance of one moving object or person striking violently against another
Down
  1. 1. / the condition that distinguishes animals and plants from inorganic matter, including the capacity for growth, reproduction, functional activity, and continual change preceding death
  2. 2. value / the cash amount offered to the policy owner by the issuing life carrier upon cancellation of the contract
  3. 3. / able to be deducted, especially from taxable income or tax to be paid
  4. 5. / a person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums
  5. 6. / a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
  6. 8. adjuster / an insurance agent who assesses the amount of compensation that should be paid after a person has claimed on their insurance policy; claims adjuster
  7. 12. / state or assert that something is the case, typically without providing evidence or proof
  8. 14. coverage / helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision
  9. 15. / a situation involving exposure to danger
  10. 17. / the state of being responsible for something, especially by law
  11. 20. claims bonus / a discount in premium offered by insurance companies if a vehicle owner has not made a single claim during the term of the motor insurance policy