Independent living study puzzle

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Across
  1. 5. Refers to the use of smartphones or other devices to perform online banking tasks while away from your home computer, such as monitoring account balances,transferring funds between accounts,bill payment and locating an ATM
  2. 11. A financial account maintained by a financial institution for a customer that represents the customers funds from which they can make withdraws
  3. 17. Process of comparing your company's bank statements to your own records, ensures all transactions are accounted for.Effective bank reconcilation process can identify any
  4. 18. The action or process of investing for a profit or material result
  5. 20. Something that can help create a new credit card history and can have a positive impact on your credit report and scores
  6. 21. A card that enables the holder to withdraw money or to have the cost of purchases charged directly to the holders bank account
  7. 22. Makes all US citizens have healthcare and makes those who do not pay a penalty
  8. 24. A check written for an amount more than in your account
  9. 25. Fixed fee that an individual pays for specific medical services,such as a visit to the doctors
  10. 27. A type of card issued by the bank that allows users to finance a purchase and is borrowed money with interest
  11. 29. When money is withdrawn from your bank account and available balance goes below zero
  12. 32. Loan to purchase a home or other real estate
  13. 33. The one who makes payments
  14. 35. Charges that may be attached to your bank account
  15. 38. A way of sending or paying money to someone without using cash, usually done on phone or other devices
Down
  1. 1. An electronic way to view account activity and pay bills via the internet and an institutions website
  2. 2. Amount of money borrowed
  3. 3. A person or an organization that makes funds available for others to borrow
  4. 4. An account that allows you set aside money and pays interest
  5. 6. The money available in your checking or savings account
  6. 7. Removing money out of your banking account
  7. 8. Group plan offering prepaid medical care to its members
  8. 9. Investments that hold a wild range of different investment instruments,it provides diversifiction
  9. 10. Statement received monthly from a bank that shows the depositor's bank transactions and balances
  10. 12. Card that you to add a specific amount of money on it. These cards typically come with additional fees and charges
  11. 13. A certificate issued by a bank to a person depositing money for a specified length of time
  12. 14. Nine digit code used in the US on the bottom left of checks, typically used to identify the financial institution on which it was drawn from,matches to the bank you work with.
  13. 15. The original amount you borrowed
  14. 16. A plan for making and spending money
  15. 19. A banking service that allows you to log onto a website and pay any number of bills from a range of venders
  16. 20. An account that allows quick access to funds for transactions
  17. 23. Automated Teller Machine
  18. 26. Person to whom money is paid
  19. 28. A business that charges a fee to cash a check, such as a paycheck. Banks will provide this for free
  20. 30. Preferred provider organization,prepaid health insurance plan,the providers agree to deliver services for discount fees.Patents that choose this can go to any provider,but using a non-participating provider will cost more.
  21. 31. Written order for the payment of a sum to a named individual
  22. 34. Money
  23. 36. A sum paid or charged for the use of money or for borrowing money
  24. 37. Health savings account,you personally contribute pre-tax dollars to the account for expected medical expenses for the coming year often setup through your employer submit claims and recipets for reimberssment up to amount deposited