CROSSWORD-INSURANCE

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Across
  1. 3. period of time for which a policy is issued
  2. 4. detailed list describing the property
  3. 10. theft due to forcible entry
  4. 12. decrease in value of
  5. 14. request for payment for loss based on the insurance contract
  6. 16. licensed person who sells insurance to you
  7. 18. policy provision that eliminates coverage for certain risks
  8. 19. the provisions of an insurance policy
  9. 20. a tropical storm with winds of 75 mph or higher
  10. 22. to insure, underwrite or accept an application for insurance
  11. 23. contract that provides income for life or a specified period of time
  12. 24. person covered by an insurance policy
  13. 25. amount policyholder pays for insurance protection
  14. 27. due to age, wear and tear
Down
  1. 1. charge per unit in determining premiums
  2. 2. specialized mathematician professional who calculates insurance rates
  3. 5. the portion of loss the insured pays
  4. 6. reduction in the quality or value of property
  5. 7. the causes of possible loss
  6. 8. date at which life policy becomes payable
  7. 9. intentional concealment or misrepresentation
  8. 11. one who owns an insurance policy
  9. 13. incident causing severe insured property losses totaling more than $25 million
  10. 14. common policy term for the insurance company
  11. 15. willful and malicious burning
  12. 17. maximum amount of benefits an insurer agrees to pay in the event of a loss
  13. 19. known as the scope of protection
  14. 21. one who investigates and settles losses
  15. 26. common term for the written contract