Insurance and assurance

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Across
  1. 3. payment made by the insured to the insurer
  2. 6. taken against out door activities disturbances by rain or storm
  3. 8. principle of insurance that restores the insured to his or her previous position
  4. 10. person covered by an insurance policy
  5. 11. documentissued after a cover note
  6. 12. money paid to the assured's beneficiaries at his or her death
Down
  1. 1. collects statistics of risks
  2. 2. shows types of risks that can be covered
  3. 4. forms completed by the insured
  4. 5. expert who write their names under the amount of risk they are prepared to take
  5. 7. note temporary insurance certificate
  6. 9. assurance covers against events that will certainly occurs