Insurance Building Section
Across
- 3. Insurance for the structure and fixed fixtures/fittings of your home.
- 5. Damage caused by subsidence or landslip, with broader cover including moisture‑related soil movement.
- 7. Necessary demolition, clearing, hoardings, plan scrutiny, and architect/QS/engineer fees after a valid buildings claim.
- 9. Buildings cover from signing the deed of sale until registration into your name, if not insured by the seller.
- 10. charges Reasonable costs charged by authorised bodies to extinguish a fire and prevent/reduce loss.
- 12. Accidental damage to water, sewer, gas, electricity, or telephone connections you own or are responsible for.
- 13. Damage to buildings from power surge, excluding scheduled outages resuming after >12 hours, limited per summary
- 15. Rent or reasonable extra costs for similar accommodation while repairs are done, limited per policy summary.
Down
- 1. Insured amount increases monthly over the year to cater for inflation at the renewal percentage.
- 2. Rent you lose when the residence is unfit to live in due to an insured event, limited per policy summary.
- 4. The premises listed in your policy summary where cover applies.
- 6. Necessary costs to remove damaged building debris after an insured event.
- 8. contents The movable contents of your home (distinct from Buildings cover).
- 11. A listed peril (e.g., fire, storm) that triggers cover under the policy.
- 14. The schedule showing your cover, limits, and noted conditions.