Insurance Building Section

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Across
  1. 3. Insurance for the structure and fixed fixtures/fittings of your home.
  2. 5. Damage caused by subsidence or landslip, with broader cover including moisture‑related soil movement.
  3. 7. Necessary demolition, clearing, hoardings, plan scrutiny, and architect/QS/engineer fees after a valid buildings claim.
  4. 9. Buildings cover from signing the deed of sale until registration into your name, if not insured by the seller.
  5. 10. charges Reasonable costs charged by authorised bodies to extinguish a fire and prevent/reduce loss.
  6. 12. Accidental damage to water, sewer, gas, electricity, or telephone connections you own or are responsible for.
  7. 13. Damage to buildings from power surge, excluding scheduled outages resuming after >12 hours, limited per summary
  8. 15. Rent or reasonable extra costs for similar accommodation while repairs are done, limited per policy summary.
Down
  1. 1. Insured amount increases monthly over the year to cater for inflation at the renewal percentage.
  2. 2. Rent you lose when the residence is unfit to live in due to an insured event, limited per policy summary.
  3. 4. The premises listed in your policy summary where cover applies.
  4. 6. Necessary costs to remove damaged building debris after an insured event.
  5. 8. contents The movable contents of your home (distinct from Buildings cover).
  6. 11. A listed peril (e.g., fire, storm) that triggers cover under the policy.
  7. 14. The schedule showing your cover, limits, and noted conditions.