Insurance Crossword

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Across
  1. 5. Periodic distribution of surplus earnings (8)
  2. 6. Legal document outlining coverage (6)
  3. 7. Licensed person who sells insurance (5)
  4. 8. Contract will lapse before maturity (11)
  5. 12. Person applying for insurance (9)
  6. 15. A type of temporary insurance (4)
  7. 17. Cost calculated based on risk (7)
  8. 18. Person covered by the policy (7)
  9. 19. Person who receives the payout (11)
  10. 20. Chance of loss evaluated by insurer (4)
Down
  1. 1. Contract between insurer and policyholder (6)
  2. 2. Supplemental policy feature (5)
  3. 3. Amount of protection provided (8)
  4. 4. Process of evaluating insurability (13)
  5. 9. Payout given upon death (12)
  6. 10. Monetary worth of a policy (5)
  7. 11. Permanent insurance type (5)
  8. 13. Payment made regularly for a policy (7)
  9. 14. Policy termination due to nonpayment (5)
  10. 16. Request for payment after a loss (5)