Insurance Crossword - Cindy, Miffy, Eyen

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Across
  1. 1. The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
  2. 4. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
  3. 8. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
  4. 10. The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
  5. 12. Having the financial risk be spread out among numerous contributors, usually held by a third party
  6. 17. The required amount you have to pay periodically for the insurance; the higher the less deductible, vice versa
  7. 19. Auto insurance that protects you against costs to repair your own vehicle after a crash
  8. 22. An employee of an insurance company who calculates risk based on loss percentages and determines insurance rates and premiums
  9. 24. An property insurance that covers for the renter's personal belongings within the property, and also liability
  10. 25. The chance/likelihood of an event to happen
  11. 26. Professionals who evaluate an individual's risk factors and assign the appropriate premium
Down
  1. 2. part of their salary if they happen to be are injured and unable to work for an extended period of time
  2. 3. Uncertainty of an event involving exposure to harm, or something unexpected
  3. 5. Auto insurance that protects you against costs to repair/replace your vehicle after events out of your control such as weather, vandalism, theft, etc
  4. 6. When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
  5. 7. An auto insurance in which it protects you from another driver that has an insufficient insurance coverage [limit doesn't meet the damage that has been done]
  6. 9. Additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
  7. 11. An insurance that pays an
  8. 13. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
  9. 14. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
  10. 15. An estimate of the premium to be paid for a certain insurance plan -- can change depending on how much information you give at the time of consultation
  11. 16. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
  12. 18. A set dollar amount you agree to pay each time you receive medical treatment, while the insurance company agrees to cover the rest
  13. 20. A contract in which an individual or entity receives financial protection or reimbursement against losses
  14. 21. An agreement where you make regular payments to a company and they promise to pay you money if you suffer an injury, illness, loss, etc
  15. 23. An employee of an insurance company who sells insurance policies and provides customer service