Insurance crossword puzzle

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Across
  1. 4. Largest Broker in Zambia in terms of revenue
  2. 7. Out of grace claim settlement
  3. 8. First amount payable
  4. 9. Insurance and Pensions Regulator
  5. 12. Mid term amendment to a policy
  6. 13. Declinature to pay a claim
Down
  1. 1. Chartered Insurance Institute (abbr.)
  2. 2. Person who assess losses and recommends insurer action on a loss
  3. 3. Agent that solicits business and advices clients on insurance
  4. 5. Report a claim
  5. 6. Remains of a damaged asset following an accident
  6. 10. Amount paid to purchase an insurance policy
  7. 11. Exageration of the claim quantum