Insurance Crossword

2. The person or organization covered by an insurance policy.
3. An unforeseen, unintended event.
4. The amount paid by an insured to an insurance company to obtain or maintain an insurance policy.
6. Responsibility to another for one´s negligence that results in injury or damage.
10. The process by which a life insurance company puts a policy back in force after it lapsed because of nonpayment of renewal premiums.
13. The amount an insurance company pays on a claim.
14. The contract issued by the insurance company to the insure
16. Continuation of a policy after its expiration date.
17. A person who sells insurance policies.
18. A written agreement attached to a policy expanding or limiting the benefits otherwise payable under the policy. Also called a "rider."

1. Decrease in the value of property over time due to use or wear and tear.
5. A person who makes an insurance claim.
7. Termination of an insurance policy by the company or insured before the renewal date.
8. The person, people, or entity designated to receive the death benefits from a life insurance policy or annuity contract.
9. The person who reviews an application for insurance and decides if the applicant is acceptable and at what premium rate.
11. An extra charge added to a premium by an insurance company.
12. A specialist in the mathematics of insurance who calculates rates, reserves, dividends and other statistics.
13. The termination of an insurance policy because a renewal premium is not paid by the end of the grace period.
15. A demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy