Insurance II

2. negligence involves fault on the part of all parties and damages are reduced
3. defense for negligence in which claimant was also negligent
4. applies to household and personal property
9. medical payments to others without regard to fault
10. limit is the maximum amount payable for loss w/in policy period regardless of # of accidents
13. OTC, other than collision
15. insurance providing coverage for most unintentional torts

1. payments under Part A- liability coverage include the cost of bail bonds, loss of earnings, etc.
3. applies to the dwelling described in the declarations
4. coverage for this peril is only provided under the DP-2 & DP-3 forms
5. damages awarded to an injured party for actual loss sustained
6. loss of use pays for any necessary increase in living expenses
7. damages for expenses such as bills, loss of wages, etc.
8. applies to other structures on the described location
11. damages for pain, suffering, mental anguish, etc.
12. impact with another vehicle or object
14. war, nuclear hazard, and intentional loss under all the DP policies