Insurance Terms

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Across
  1. 4. the highest amount we will cover (pay) for a service
  2. 5. these policies last your entire life and usually include a cash value component, which you can withdraw or borrow against while you’re still alive
  3. 6. the person or people who get the death benefit. It can all go to a single person (e.g., a surviving spouse), or it can be divided by percentage among a few people
  4. 8. network of providers they have agreed to accept the insurance you have a set amount of money you know you have to pay
  5. 9. kaiser, you get a primary doctor, you have to get a referral for every thing
  6. 11. only if something really bad is happening pay first 5-10 thousand on your own
Down
  1. 1. these policies last for a specific number of years and are suitable for most people. If you don’t die within the time frame specified in your policy, it expires with no payout
  2. 2. hmo
  3. 3. the monthly or yearly payments needed to keep the policy in effect
  4. 7. the amount you pay to a healthcare provider at the time you receive services
  5. 10. medical prescription mental health physical therapy