Insurance Terms

3. If you are found guilty to a traffic offense
4. The person or organization to whom the vehicle is leased or rented
5. an occurrence happening within the last 10 years or within the last six years
8. When a client cancels a policy before the expiration date,their refund is issued based on a minimum retained % of premium
9. A lender that legally has an interest in your vehicle until you pay it off in full
11. Any person who operates the vehicle more than 12 times per year

1. change forms that can be attached to and form part of the policy. They can delete, limit, alter, add or enhance coverage, including the perils, terms, conditions and limitations of the policy. E.g. adding OPCF27 to get rental car coverage on your policy
2. if the policy holder cancels, they are refunded the exact portion of unused premium for the coverage period.
4. The registered owner from whom the vehicle is leased or rented.
6. from the ownership of a vehicle by any driver due to operation of the same vehicle where responsibility is greater than 25%
7. required to carry
10. A government issued report that shows your entire driving history