Insurance Terms

2. This type of coverage will cover your car AND the car that you have a collision with.
7. Another term for the insurance company or anyone who provides insurance.
9. Provides coverage only for a specified period of time. It provides a death benefit if the insured dies during the specified period.
10. Measured on a yearly basis; refers to the amount you must pay before your insurance provider begins to cover costs.
11. Things or events that can damage or destroy a home or its contents.
12. This type of insurance covers a third party's property damage and personal injuries in the event of an accident.
13. Describes the person who did something to cause an accident.
14. A contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.

1. Provides coverage throughout the insured’s lifetime as long as premiums are paid as required.
3. This covers your car and your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance, up to the UM limits in your policy.
4. The amount paid to the insurance provider every month in order to maintain an insurance plan.
5. A person who sells insurance; your direct contact with an insurance company.
6. Primarily for health insurance; the amount owed each time you visit the doctor.
8. The person or people designated to receive the death benefit from a life insurance policy when the insured dies.
11. A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.